近日看到一条消息:“马云网商银行开业,有网站无网点、有技术人员没有信贷员、有线上贷款无线下服务。”欣喜之余,又有担忧。喜的是网商银行出现,金融服务又向前跨跃一大步,忧的是传统银行如何保存发展自己。多少年来,提起银行,人们都会想到高高的大楼、闪烁的行徽和宽敞明亮的营业大厅。网商银行有网站无网点,老银行人、老客户感伤之余,又会很快发现网 Recently saw a message: “Ma network opened online banking, there are no outlets, there are no technicians credit officers, wireless loans under the line of services.” "Excessive joy, there are concerns. Hi is the emergence of online banking, financial services leap forward a big leap forward, the worry is how traditional banks to preserve their own development. For years, people have come to think of tall buildings, gleaming lines, and bright and spacious business halls. Internet banking sites have no outlets, old bankers, old customers while sentimental, will soon find the network