中小企业在我国市场经济中占据重要地位,是我国市场经济稳定发展过程中扮演着重要角色。中小企业在发展过程中普遍存在融资难的困境,因此,发现中小企业的融资难的原因,改善中小企业的融资困境是对于经济发展具有重要意义。本文浅析了我国的中小企业融资困境出现的原因,并提出了解决措施,对于改善当前的融资困境具有指导意义。 SMEs occupy an important position in China’s market economy and play an important role in the stable development of China’s market economy. In the process of development, SMEs generally have difficulties in financing. Therefore, it is of great significance for economic development to discover the causes of financing difficulties for SMEs and improve the financing difficulties of SMEs. This paper analyzes the causes of the financing difficulties for SMEs in China, and proposes solutions to them, which are instructive for improving the current financing difficulties.