论文部分内容阅读
影响寿险需求的变量可分为两类:一类是直接变量(Proximate Determinants)或称中间变量(Intermediate Determinants),它存在于寿险需求行为方程式Q=Q(P,Y)之中,直接决定需求量的多少与变动,直接变量包括寿险价格(费率)变量P和收入变量Y。另一类是环境变量或称间接变量,包括财政金融政策、收入分配政策、社会保险制度、通货膨胀、利率水平等。环
The variables that affect the life insurance demand can be divided into two categories: one is Proximate Determinants or Intermediate Determinants, which exist in the life insurance demand behavior equation Q = Q (P, Y), and directly determine the demand The amount of change and the amount of direct variables, including life insurance price (rate) variable P and income variable Y. The other is the environmental variables or indirect variables, including financial and financial policies, income distribution policies, social insurance systems, inflation, interest rates and so on. ring