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供给侧改革是中国经济未来发展的主要方向和必然趋势,同时在这一趋势下,更为商业银行提供了新的发展空间,并为其进行现代经济转型和提高金融地位提供了有利条件,在本文中,将从供给侧改革对商业银行风险管理因素出发,就商业银行在社会供给侧改革的大环境下,如何正确选择应对信贷风险防范的必然路径和创新方法、新形式进行分析和研究。
Supply-side reform is the main direction and inevitable trend of China’s economic development in the future. At the same time, under this trend, commercial banks are provided with new space for development and favorable conditions for their economic transformation and financial status. In this article, starting from the supply side of the reform of commercial banks risk management factors, commercial banks in the social supply-side reform of the environment, how to correctly choose to address the credit risk prevention of the inevitable path and innovative methods and new forms of analysis and research.