淄博市是山东的老工业城市,老企业多,离退休人员多,养老保险负担沉重。自1996年1月11日为参保人员建立养老保险个人账户以来,到2006年底,全市记账人数60.5万人,建账率100%,累计记账余额已达到37.5亿元。但是,积累的个人账户资金大部分填补了当期发放的缺口,造成了个人账户空账运转和潜在的财政风险。按照省政府统一部署,淄博自2006年1月1日起为企业参保职工做实个人账户。 Zibo City, Shandong is an old industrial city, many old enterprises, retirees and more pension insurance burden. Since January 11, 1996 for the insured person to establish an individual pension account since the end of 2006, the city booked 605,000 people, the establishment rate of 100%, the accumulated book balance has reached 3.75 billion yuan. However, most of the accumulated personal account funds filled the gap in the current period, resulting in the running of personal accounts and potential financial risks. In accordance with the unified deployment of the provincial government, Zibo since January 1, 2006 as a corporate personal insurance employees make a personal account.