相对健全的市场经济体制下,收益与风险应当成正比。然而在中国房地产业的发展过程中,由于企业和地方政府事实上的利益关联,加上商业银行过度依赖信贷扩张来保持利润增长,一家稍微有点规模且能拿到开发土地的房地产企业,通常可以轻松地从银行系统获得充足信贷。而只要没有大幅银 Relatively sound market economy, the return and risk should be proportional. However, in the development of China’s real estate industry, due to the de facto interests of enterprises and local governments and the over-reliance of commercial banks on credit expansion in order to maintain profit growth, a real estate enterprise with a slightly larger scale that can obtain land for development usually can Get easy credit from the banking system easily. As long as there is no substantial silver