再保险是整个保险体系中非常重要的一个环节，对于分散保险经营风险，扩大保险公司的承保能力，保证其稳定经营等具有非常重要的意义。近年来，我国保险业迅速发展，市场主体陆续增加，承保能力不断提高，市场运行机制逐渐形成，一个相互竞争、共同发展的市场新格局正在形成和 Reinsurance is a very important part of the whole insurance system. It is of great significance to disperse the risks of insurance operations, expand the insurance capacity of insurance companies and ensure their stable operation. In recent years, the rapid development of China’s insurance industry, the market gradually increased, the underwriting capacity continues to improve, the market operating mechanism gradually formed, a mutually competitive and common development of the new market pattern is being formed and