苏联解体后,俄罗斯政府迫切需要制定出一套同市场经济原则相适应的新的养老保障制度,以适应经济社会转型和发展的需要。经过十多年的改革,已初步建立了“多支柱”的养老保障体系。其中不乏创见之举,但是目前也面临着诸多困难,改革的前景依然“任重道远”。 After the disintegration of the Soviet Union, the Russian government urgently needs to formulate a new system of old-age security that suits the principles of market economy in order to meet the needs of economic and social transformation and development. After more than a decade of reform, the “old-age security system” has been basically established. Among them are many creative initiatives, but now they also face many difficulties, and the prospects for reform remain “a long way to go”.