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由于前几年国家信贷资金投放失控和借款方的经营不善以及银行有些工作人员的违章放贷等原因造成“收贷难”的情况十分突出,使这类纠纷诉至法院的数量剧增。据统计,1988年我省各级法院审理借款合同纠纷案件656件,标的额达6328.35万元;1989年审理4192件,标的额达14763.51万元,分别比上一年上升了539％和133.29％。因此,正确及时地审理借款合同纠纷案件,对于促进银行信贷功能的恢复和增强,更好地发挥人民法院的经济审判职能有着重要的现实意义。
Due to the uncontrolled issuance of state credit funds in previous years, the poor management of borrowers and the unlawful lending of some staff members of the banks, the situation of “loan collection and loan difficulties” has become very conspicuous. The number of such disputes suing the courts has soared. According to statistics, in 1988, 656 cases of loan contract disputes were heard by courts of different levels in our province, with the subject matter amounting to 63,283,500 yuan; in 1989, 4,192 cases were handled and the subject amount reached 147,653,100 yuan, an increase of 539% and 133.29% over the previous year respectively. . Therefore, hearing the right and timely cases of loan contract disputes is of great practical significance for promoting the restoration and enhancement of bank credit functions and giving better play to the economic court functions of the people's courts.