“建议将城乡居民基本医疗保险、大病保险、意外伤害医疗保险等整合,统一交由一家保险公司承办。以此,更好地发挥商业保险公司专业化运做、集约化管理的优势,节约经办资源,降低经办成本。”为强化商业保险机构对医疗机构诊疗行为和医疗费用的监督和评价,有效降低不合理医疗费用支出,增强医保基金使用的科学性和合理性,探索建立政府主导、市场运作、管办分开、适度竞争、管理科学、便民惠民的城乡居民 “It is recommended that the integration of basic medical insurance for urban and rural residents, major illness insurance, and accidental injury medical insurance be unified and handled by an insurance company. In this way, the advantages of professional operation and intensive management of commercial insurance companies will be better utilized, and savings will be made. ”Response resources and reduce handling costs.“”In order to strengthen the supervision and evaluation of medical insurance institutions’ medical treatment behaviors and medical expenses, effectively reduce unreasonable medical expenses, enhance the scientific and rational use of health insurance funds, explore and establish Government-dominated, market-based, government-owned, moderately-competitive, managerial-science, and urban-rural