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长期以来财产保险公司一直存在重视业务拓展和轻视理赔的经营理念,特别是近年来随着财产保险公司数量剧增,理赔难的问题更加突出,严重侵犯保户的权益和阻碍保险公司的健康发展。本文从理赔难存在的主要问题入手,找出理赔难形成的主要原因,提出解决理赔难的具体举措,将对解决长期存在的理赔难起到促进作用。
For a long time, property insurance companies have always been operating concepts that emphasize business expansion and contempt for claims. Especially in recent years, with the rapid increase in the number of property insurance companies, the issue of hard-earned claims becomes more prominent, seriously violating the rights and interests of policyholders and hindering the healthy development of insurance companies . This article starts from the main problems that exist in the settlement of claims and finds out the main reasons why the settlement is difficult. The specific measures to solve the difficulties in settlement of claims will be hard to promote the settlement of long-standing claims.