验标承保,即在投保人提出承保申请时,保险人对保险标的的具体情况进行必要的事先检查,然后再决定是否承保、以什么条件承保的一项制度。除一些简易险种如人身意外伤害保险外,绝大多数的产寿险业务的承保都需要事先对保险标的进 Underwriting inspection, that is, when the policyholder made an application for underwriting, the insurer of the subject matter of the insured subject to the necessary prior checks, and then decide whether to underwrite, under what conditions underwriting a system. In addition to some simple insurance such as personal accident insurance, the vast majority of life insurance business coverage needs to be insured in advance into