市场在强调“金融创新”的同时往往忽略了投资者权益的保护。从新一批金融创新产品的面世和发展可以看出,新的金融产品在设计时并未充分考虑投资者权益的保护。通过研究英国在金融领域中的投资者保护制度,可以从以下几方面完善我国金融投资者权益保护机制:建立投诉纠纷解决机制、重塑保险机制、整合现有保护方式等制度体系;建立投诉受理机构、统一监督管理机构;理清“一行三会”权力交叉等机构体系;完善法律体系。 The market often neglects the protection of investors’ rights while emphasizing “financial innovation ”. From the introduction and development of a new batch of financial innovation products, it can be seen that the new financial products did not fully consider the protection of investors’ rights and interests in the design. By studying UK’s investor protection system in the financial field, we can improve the mechanism of protecting the rights and interests of financial investors in China from the following aspects: setting up a mechanism for resolving complaints and disputes, reshaping the insurance system and integrating existing protection systems; Institutions, unified supervision and management agencies; clarify the “one line and three will” cross the institutional power; improve the legal system.