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当前,世界保险业正处在急剧的变革之中,随着高科技的迅猛发展,保险资源共享及保险产品的跨国销售从来没有像现在这样日益便利,保险业全球自由化与一体化的速度大大加快。与此同时,保险业与金融业相互渗透和融合,资本不断扩张,资产重组如火如荼,以期在风险加大、竞争空前激烈的市场环境中能够站稳脚跟,以新的姿态迎接二十一世纪更为严峻的挑战。世界保险市场正快速地朝着全球自由化与一体化的方向发展。1997年12月 WTO 的102个成员达成协议,同意开放包括银行、证券在内的财经服务贸易。上述成员所占有的财经服务贸易量占整个世界的95%,其中涉及20,000亿美元的保险费收入。这项协议极大地促进了全球保险市场
At present, the world insurance industry is in a period of rapid change. With the rapid development of high technology, the sharing of insurance resources and the cross-border sales of insurance products have never been more convenient. The global liberalization and integration of the insurance industry have been greatly accelerated accelerate. At the same time, the insurance industry and the financial industry are interpenetrated and integrated with each other, capital is expanding and asset restructuring is in full swing. With a view to gaining a firm foothold in an increasingly competitive market environment, the 21st century A serious challenge. The world insurance market is rapidly moving towards global liberalization and integration. In December 1997, 102 members of the WTO reached an agreement to open trade in financial services including banking and securities. These members account for 95% of the world’s trade in financial services, including about $ 200 billion in premium income. This agreement has greatly contributed to the global insurance market