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一个地方的经济状况好不好,金融当是晴雨表。温州的银行没有一家不盈利,市工行、市农行、市中行、市建行……,每家一年的利润额都以千万计。温州8县3区,几十家县支行,也是全盈无亏。温州的银行好,好就好在资产质量好,截止去年年底,温州各家银行260亿信贷资产中,不良资产仅占10%,而且这个10%还是过去一些国有企业破产遗留下来的。随着信贷资产总量的逐年扩大,这一比例在温州是逐年降低的。
A local economic situation is good, the financial barometer. No one bank in Wenzhou is not profitable, City Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China City, City Construction Bank ... Each one year’s profits are tens of millions. Wenzhou 8 County 3 District, dozens of county branch, but also full profit without loss. Wenzhou banks are good and they are good in terms of asset quality. By the end of last year, non-performing assets accounted for only 10% of the 26 billion credit assets of Wenzhou banks, and this 10% was still left over from the bankruptcy of some state-owned enterprises in the past. With the expansion of the total amount of credit assets year by year, this proportion is decreasing year by year in Wenzhou.