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随着职工平均工资的增长养老保险缴费金额也不断提高,造成部分下岗职工缴费困难,尤其是距法定退休5年内下岗职工,就业压力大、家庭负担重、生活相对困难,无力缴纳养老保险费。为使这部分群众能及时接续养老保险关系,足额缴纳养老保险费,按时享受养老保险待遇,政府出台了助保贷款缴费政策,尤其是政府贴息贷款缴费,以此来帮助生活困难群体解决养老问题。
As the average salary of employees increases, the amount of pension insurance contributions also increases continuously, resulting in payment difficulties for some laid-off workers. In particular, laid-off workers are within 5 years of statutory retirement, with heavy employment pressure, heavy household burden, relatively difficult life and unable to pay endowment insurance premiums. In order to make this part of the public can timely follow the pension insurance relationship, pay the pension insurance premium in full and enjoy the pension insurance on time, the government has promulgated the policy of contribution insurance loan, especially the government subsidy loan payment, in order to help the living poor group to solve the problem of pension problem.