公私伙伴合作模式是指政府和保险公司在风险意识、风险防范和风险转移三方面分工协作,共同承担责任的巨灾风险管理模式。二者的结合能够充分发挥公共和私人部门各自的比较优势,取长补短,共同建立和完善巨灾保险制度。本文在分析商业化运作模式和政府主导模式弊端的基础上,说明了公私伙伴合作模式的优势;阐明了公私伙伴合作模式的内容和类型;指出了该模式对我国巨灾风险管理的启示。 Public-private partnership model refers to the government and insurance companies in risk awareness, risk prevention and risk transfer in three areas of division of labor cooperation and shared responsibility for catastrophe risk management. The combination of the two can give full play to the respective comparative advantages of the public and private sectors, complement each other’s efforts and jointly establish and improve the catastrophe insurance system. Based on the analysis of the disadvantages of the commercialization mode and the government-led mode, this paper illustrates the advantages of PPPs, clarifies the content and types of PPPs, and points out the implications of this model to China’s catastrophe risk management.