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资金运用是指保险企业将收取的保险资金,通过科学的选项,进行融资、投资,以获取利润的经济活动。我们高邮市支公司从1987年开始进行资金运用工作,累计资金运用余额579万元,收回贷款430万元,利息收入171.5万元,总体的效益不太理想,究其原因,主要有: 第一、资金投向不合理。资金运用余额的90％主要投向管理水平不高,经济效益低下的乡镇企业,增加了资金运用风险,影响了资金运用收益。
The use of funds refers to the insurance companies will receive insurance funds, through scientific options, financing, investment, in order to obtain profits of economic activity. We Gaoyou branch since 1987, the use of funds, the cumulative amount of funds used 5790000 yuan, 4.3 million loan recovery, interest income of 171.5 million yuan, the overall benefits are not ideal, the reason, mainly because: the first Funding unreasonable. 90% of the balance of fund utilization mainly invests in township and village enterprises with low management level and low economic returns, which increases the risk of capital utilization and affects the utilization of funds.