激活消费 贷款买车、买房、买家电、做装修,信贷消费政策一个接着一个,但老百姓的冷静和观望却让商家、银行和政府管理层沉不住气。 老百姓的冷静也容易理解。有媒体报道说,银行80％的存款属于20％的个人。至于拥有80％存款的20％部分,或许车子、房子也有了,更无论其他耐用消费品了;而人数占80％的那大多数,更多地或者还得考虑将来的生计。在这样一个转型期,住房、医疗、教育、就业、生老病死…… Activation of consumer loans to buy a car, buy a house, buy home appliances, decoration, credit consumption policies one by one, but the people’s calm and wait and see but let businesses, banks and government management sunk. The calm of the people is also easy to understand. Some media reports said that 80% of bank deposits belong to 20% of individuals. As for having 20% ​​of the 80% deposit, perhaps the car, the house is there, no matter other durables, and the majority of those who account for 80% are more or have to think about their future livelihoods. In such a transitional period, housing, medical care, education, employment, illness and death ......