入世后 ,保险公司资金运用已成为社会广泛关注的热点 ,拓宽保险资金运用渠道的呼声日渐强烈。国内保险公司纷纷调整资金运用思路 ,建立起独立运作的资金运用体系。本文拟对国内外保险公司资金运用的监管、数额、运作模式、收益等因素进行比较分析。一、国内外资金运用监管比较 After China’s accession to the WTO, the use of funds by insurance companies has become a hot spot of widespread concern in the society. There is an increasing demand for broadening the channel for the use of insurance funds. Domestic insurance companies have to adjust the use of capital ideas, establish an independent operation of the capital operation system. This article intends to make comparative analysis on the supervision, amount, mode of operation, income and other factors of the capital utilization of insurance companies at home and abroad. First, the domestic and international capital supervision and comparison