近几年农业投入的错位现象非常普遍。农业贷款在各项贷款中的比重逐年下降。据某地调查,贷款用于种植业的只占10～20%;用于多种经营的只占30%左右;而投放到第三产业乃至个体户的贷款则占贷款总数的50～60%。这种投入的错位现象必须矫正。农业信贷投入错位的原因何在?其一,有些地方的党政部门对增加农业投入的意识淡薄,淡化了导向作用。有的地方重工轻农,影响对农业的投入;有 The dislocation of agricultural inputs in recent years is very common. The proportion of agricultural loans in various loans is declining year by year. According to some surveys, only 10% to 20% of loans are used for planting, only 30% for diversification, and 50% to 60% of loans for tertiary industries and even for self-employed individuals. The misplacement of such inputs must be corrected. What are the causes for the dislocation of agricultural credit? First, the party and government departments in some places have weak awareness of increasing agricultural input and have played a leading role in reducing the credit burden on agriculture. In some places, the light industry is reworked, affecting the investment in agriculture;