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2005年2月,渡普镇私营企业主周炳林因从事出口服装加工,向信用社贷款50万元。生产经营一年后,由于企业没有办理服装出口手续,服装加工后只能依赖其他企业出口销售,销售、资金回笼渠道受阻,加之受全球金融危机影响,企业生产经营一度跌入谷底,贷款到期企业无力偿还,业主失去了信心,企业面临破产倒闭的危险,贷款形成不良面临失损。盘活该逾期贷款,摆在信用社面前有两条路,一条路是
In February 2005, Zhou Pinglin, a private entrepreneur in Duipu Town, made a loan of 500,000 yuan to the credit cooperatives for processing export clothing. After one year of production and operation, as the enterprises did not go through formalities for garment export, the garment processing industry could only rely on the export sales, sales and capital withdrawal channels of other enterprises. In addition, due to the impact of the global financial crisis, the production and operation of enterprises once fell to the bottom and the loan matures Enterprises unable to repay, owners lose confidence, companies are facing the risk of bankruptcy failure, the formation of bad loans face loss. Activate the overdue loans, placed in front of the credit cooperative has two roads, one way is