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政策性农业保险,作为一种由政府主导,财政给予补贴,农民自愿投保的农业保险形式,在转移农业风险、保障农业生产,帮助广大农牧户规避和化解自然灾害风险,增强农牧业抗风险能力、改善生产生活等方面起到了特殊重要的作用。本文从天祝县政策性农业保险发展现状入手,分析政策性农业保险运行中存在的问题,探索建立有利于促进天祝县农牧业发展的农业保险长效机制,以利于分散和化解天祝县农业生产自然风险,加强农业保护,稳定农民收入。
As a form of agricultural insurance voluntarily insured by the government and financed by the government and peasants, policy-based agricultural insurance is shifting agricultural risks and ensuring agricultural production so as to help farmers and herdsmen evade and resolve the risks of natural disasters and enhance the quality of agriculture and animal husbandry Risk ability, improve production and life and played a special and important role. This paper starts from the current situation of policy-oriented agricultural insurance in Tianzhu County, analyzes the problems existing in the operation of policy-oriented agricultural insurance, and explores establishing a long-term mechanism of agricultural insurance that is conducive to promoting the development of agriculture and animal husbandry in Tianzhu County so as to facilitate the dispersal and dissolution of Tianzhu County natural risk of agricultural production, strengthen agricultural protection, stabilize farmers’ income.