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农发行蔡甸区支行2006年度棉花销售工作进度缓慢,存在着与销售计划不同步和没有按期实现购销平衡的目标。其主要原因,除部分棉花经营企业仍然存在着不适应市场化运作,受传统销售习惯影响和对市场判断失误外,基层农发行发挥信贷政策的指导作用不够也是一个不可忽视的重要原因。笔者认为基层农发行应注重运用棉花信贷政策正确指导棉花企业理性经营,规避市场风险。
Agricultural Development Caidian District branch in 2006 cotton sales progress is slow, there is not in sync with the sales plan and did not meet the purchase and sales balance on schedule. The main reason is that besides some cotton-run enterprises, they still do not adapt themselves to the market-oriented operation. Influenced by the traditional sales habits and wrong judgments on the market, grass-roots agricultural development banks have not played enough guiding role in giving credit policies. This is also an important reason that can not be ignored. The author believes that grassroots agricultural development banks should pay attention to the use of cotton credit policy correctly guide the rational management of cotton enterprises to avoid market risk.