在经济社会快速发展的新时期,有些家庭和学校缺少对孩子进行正确的、连贯的、系统的理财教育,一些青少年不知道如何理财,甚至没有理财观念。如春节期间有的少年以舞狮贺喜为名,在交通要道上拦截车辆,强索喜钱;有的在节假日里参与打牌赌博,借此“生财”;有的在生日期间送礼请吃,出手大方,甚至比吃穿、比阔绰,消费明显超前;有的急于赚钱,不肯学文化,还认为“多读书,迟赚钱,赚小钱;少读书,早赚钱, In the new era of rapid economic and social development, some families and schools lacked a proper, coherent and systematic financial management education for their children. Some young people do not know how to manage their money or even have no financial management concept. For example, during the Spring Festival, some teenagers, in the name of lion dance and congratulation, intercepted vehicles in traffic lanes and forced to make money; some participated in poker and gambling during holidays to make money and gifts during the birthday , Generous shot, even more than eating and drinking, more expensive, significantly ahead of consumption; some eager to make money, refuse to learn culture, but also that ”more reading, late money, earn little money; less study, make money early,