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农业保险在现代农业发展中起着重要的保障和促进作用。发展农业保险则是促进现代农业的发展,推进社会主义新农村建设的重要任务,是保障粮食安全、促进农民增收、解决农业的深层次问题的需要。农业保险不仅要在农业风险保障体系中发挥作用,还将成为保证新农村建设成果的重要促进手段和保障措施。一、我国农业保险的现状1、保险市场现实需求不足。农民在单户分散生产条件下,生产成本较高,受可支配收入的限制,对较高
Agricultural insurance plays an important role in safeguarding and promoting modern agriculture. The development of agricultural insurance is an important task to promote the development of modern agriculture and promote the building of a new socialist countryside. It is the need of ensuring food security, boosting farmers’ incomes and solving deep-seated problems in agriculture. Agricultural insurance not only plays a role in agricultural risk insurance system, but also will become an important means of promotion and guarantee for ensuring the construction of new rural areas. First, the status quo of China’s agricultural insurance 1, the actual lack of insurance market demand. Farmers in the single-family decentralized production conditions, higher production costs, subject to disposable income restrictions on higher