随着居民生活水平的不断提高,贷款买车正成为一种潮流,据《经济观察报》报道,汽车消费贷款最近两年已经成为继房地产信贷之后,我国消费信贷领域的又一大亮点。以前,消费者要货款只能去银行,但银行车贷繁琐的手续流程、高额的利率,让一些消费者望而生畏。如今银行垄断车贷款的局面已被打破,消费者有了第二种选择——汽车金融公司。 With the continuous improvement of living standards, loans to buy a car is becoming a trend, according to “Economic Observer” reported that the last two years, consumer car loans have become the real estate credit, the consumer credit in China another bright spot. In the past, consumers had to go to the bank only to pay for the purchase, but the cumbersome procedure of bank auto loans and high interest rates made some consumers daunting. Now that the monopoly of car loans by banks has been broken, consumers have the second option - auto finance companies.