近年来,中小型企业的不断发展壮大,业已成为上海、全国一支不可忽视的经济力量。尤其,中小企业越趋成为吸纳就业的主体,对稳定就业和保障劳动者收入都具有举足轻重的作用。然而,现阶段的中小企业在融资贷款、市场地位、信息获取等方面比起大企业来往往处于劣势和不公平竞争的环境。尽管,近几年国家相继出台了多项扶持政策,很多城市甚至成立了专门扶持中小型企业的机构。但目前出台的各种扶持政策和措施,由多个部门来提供,很多 In recent years, the continuous development and expansion of small and medium-sized enterprises has become an economic force that cannot be ignored in Shanghai and the country. In particular, SMEs increasingly become the main body for absorbing employment, which plays a decisive role in stabilizing employment and ensuring the income of workers. However, SMEs at this stage are often in a disadvantaged and unfair competitive environment compared to large companies in terms of financing loans, market status, and access to information. Although in recent years, the state has successively introduced a number of supportive policies, many cities have even set up agencies that specifically support small and medium-sized enterprises. However, the various supporting policies and measures that have been introduced are provided by various departments and many