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最近,国务院决定企业的流动资金由财政、银行两家管理改为银行一家管理.这是流动资金管理上的一项重大改革.银行可以运用信贷和利率杠杆,灵活调节资金并监督其使用,促进企业加速资金周转.中国人民银行青海省湟源县支行为了摸索流动资金管理体制改革的经验,经过协商,从1983年起对湟源县百货公司批发部实行以销定贷和浮动利率的流动资金管理办法.具体做法是:1、确定流动资金占用率考核指标.参照近两年的实际流动资金占用率和1983年计划流动资金占用率确定合理的流动资金占用率考核指标.经双方商定,采取下列公式计算:流动资金占用率考核指标=(上期实际流动资金占用率+本期计划流动资金占用率)+2些考核指标作为计算企业流动资金节约或浪费额及确定贷款的依据,一年调整一次.
Recently, the State Council decided that the company’s liquidity was changed from finance and bank management to bank one management. This is a major reform in liquidity management. Banks can use credit and interest rate leverage to flexibly adjust funds and monitor their use. The company accelerated its capital turnover. The People’s Bank of China’s Qingyuan Wuyuan County Branch mobilized the experience of reforming the liquidity management system. After consultations, the Department of Wuyuan County Department Store’s wholesale department began to implement fixed-loan and floating-rate liquidity funds from 1983 onwards. The specific measures of the management approach are: 1. Determine the assessment index of the working capital occupancy rate. Determine the reasonable assessment index of the liquidity fund occupancy rate based on the actual liquidity occupation rate in the past two years and the planned liquidity utilization rate in 1983. The following formula is calculated: the assessment index of working capital occupancy rate = (the actual liquidity occupancy rate in the previous period + the planned liquidity utilization rate in the current period) + 2 assessment indicators as the basis for calculating the savings or wastage of enterprise liquidity funds and determining the basis for the loan. One year adjustment once.