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互联网金融的出现、兴起与快速发展,在给我国金融市场带来巨大创新与发展机遇同时,也进一步加剧了我国的金融安全,尤其是与互联网金融发展有关的信用、法律、技术、操作和流动性等风险的存在,要求我们必须重视互联网金融发展及有效防范相关风险的发生,从而保证我国金融市场的健康发展。本文专门对上述问题进行了探讨,在总结互联网金融内涵、分析互联网金融风险产生原因等内容基础上,着重阐释了互联网金融发展过程中所面临的不同风险,并针对不同风险类型探索性提出有效的防范措施与改进建议。
The emergence, rise and rapid development of Internet finance have brought tremendous opportunities for innovation and development in China’s financial markets. This has further exacerbated China’s financial security, especially credit, law, technology, operation and flow related to the development of Internet finance The existence of sexual and other risks requires that we must attach importance to the development of Internet finance and effectively prevent the occurrence of related risks so as to ensure the healthy development of China’s financial markets. Based on the content of Internet financial connotation and the analysis of the causes of Internet financial risks, this article focuses on the different risks faced in the process of internet finance development, and probes into the different risk types effectively Preventive measures and suggestions for improvement.