本文以陕西省西咸新区建设为例,从机构与金融监管的角度,提出了对我国“一带一路”金融制度设计的几点建议。“一带一路”是深化亚欧经贸合作、实现包容性增长的重要战略。为实施这一重大战略,当前各国正在积极研究金融支持“一带一路”建设的制度顶层设计,引导金融机构主动对接“一带一路”建设过程中的各类融资需求。然而,金融机构在实际业务中仍面临期限长回报低等突出问 Taking the construction of Xixian New District in Shaanxi Province as an example, this paper puts forward some suggestions on the design of China ’s “One Belt and One Road” financial system from the perspective of institution and financial regulation. “Belt and Road” is an important strategy for deepening the economic and trade cooperation between Asia and Europe and achieving inclusive growth. In order to implement this major strategy, all countries are now actively studying the top-level design of the financial support system and guiding the financial institutions to take the initiative to meet the various financing needs in the “Belt and Road” building process. However, financial institutions are still facing low outstanding long-term returns in actual business