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2006年,农村信用社全面推行贷款五级分类。作为改革的重要步骤,农村信用社要在一年的时间内实现贷款分类方式的转变,亦即进行一场信贷管理方式的革命。早在2002年,五级分类就已在全国银行业机构全面实行。此后,农村信用社的部分机构进行了贷款五级分类的试点。
In 2006, rural credit cooperatives implemented the five-tier classification of loans. As an important step in the reform, RCCs need to change their loan classification within a year, that is, to carry out a revolution in credit management. As early as 2002, the five-level classification has been fully implemented in the national banking institutions. Since then, some of RCCs have piloted a five-tier loan classification.