论文部分内容阅读
近年来,在全国各地经济下行压力增大、银行业贷款不良率持续攀升的背景下,福建省长乐市银行业信贷资产质量保持较高水平,不良贷款余额和不良贷款率自2008年以来呈现持续“双降”。本文在描述长乐市银行业不良贷款变动特征的基础上,全面剖析长乐市不良贷款呈现持续“双降”的原因,并提出下一阶段保持不良贷款“双低”的思路。
In recent years, with the downward pressure on the economy in various parts of the country and the non-performing loan ratio in the banking industry continuing to rise, the quality of credit assets of the banking industry in Changle City, Fujian Province has remained at a high level. The balance of non-performing loans and the non-performing loan ratio have continued since 2008 “Double down ”. Based on the description of the characteristics of non-performing loans in Changle City, this paper analyzes the reasons for the persistent non-performing loans in Changle City, and proposes the idea of keeping non-performing loans “double low” in the next stage.