居民医疗保险筹资标准和筹资分担水平的确定,取决于各地社会经济发展水平、统筹规模和医疗消费平均水平三个基本要素。居民医保制度实施后能否正常运行,能否得到广大参保居民的认同,则主要取决于医疗保障范围和医疗补偿水平。很显然,出台居民医保,并要确保其正常运行,制度设计尤为重要。 Residents health insurance funding standards and the level of funding to determine the level of funding depends on the level of socio-economic development throughout the country, the overall scale and the average level of medical spending three basic elements. After the implementation of the residents ’health insurance system, whether it can operate normally or not and whether it can get the majority of residents’ approval, it mainly depends on the scope of medical insurance and the level of medical compensation. Obviously, the introduction of residents Medicare, and to ensure its normal operation, system design is particularly important.