目前,我国已进入环境污染事故高发期。然而,我国污染事故的善后处理机制并不完善,“企业违法污染获利,环境损害大家埋单。”企业应承担的赔偿和恢复环境原状的责任往往得不到落实,污染受害人也不能及时获得补偿,这引发了许多的社会矛盾。作为国际上普遍采用的险种,环境污染责任保险在发达国家由来已久,是一种行之有效的防治污染的手 At present, our country has entered a period of high incidence of environmental pollution accidents. However, the remedial mechanism of pollution incidents in our country is not perfect, “” enterprises illegally pollute and profit and all environmental damage is covered. "The responsibility of compensation and recovery of the environment should not always be implemented and the victims of pollution should not Timely compensation, which triggered a lot of social conflicts. As a kind of insurance widely used in the world, the liability insurance of environmental pollution has a long history in developed countries and is an effective hand to prevent pollution