民营企业是推动我国经济高速发展的重要力量,为我国经济持续、快速、平稳发展起到了关键性作用,但从现实情况来看,民营企业在中国的发展还是不够完善。政策环境的局限和民营企业的自身弱点阻碍了多数民营企业的生存和发展,其中,最为突出的是民营企业的融资问题,融资渠道不畅已成为制约民营企业发展的重要因素。 Private-owned enterprises are an important force in promoting the rapid economic development of our country and play a key role in the sustained, rapid and steady development of our economy. However, in reality, the development of private-owned enterprises in China is still far from perfect. The limitations of the policy environment and the weaknesses of private enterprises have hindered the survival and development of most private-owned enterprises. Among them, the most prominent problem is the financing of private enterprises. Poor financing channels have become an important factor restricting the development of private enterprises.