随着社会的进步,人权意识日益受到重视。人权是指公民依法享有包括生命、人身、政治、社会、文化和经济的权利,其中经济权利的平等越来越受到各界关注。如今,金融在经济中处于核心地位,金融权利的重要性更是不言而喻,公民的金融权利几乎就决定了其经济前景。而现阶段我国二元经济分化严重,阶级有固化势态,阻碍了国家走可持续发展的经济道路。而要消灭二元经济,促使全民共同发展,就急需解决金融权利不平等的问题。在这样的背景下,普惠金融应运而生,普惠金 With the progress of society, human rights awareness has been paid more and more attention. Human rights refer to citizens’ enjoyment of their rights according to law, including life, personal life, politics, society, culture and economy. The equality of economic rights has drawn more and more attention from all walks of life. Now that finance is at the center of the economy, the importance of financial rights is self-evident, and the financial rights of citizens almost determine their economic prospects. At the present stage, the dualistic economy in our country is seriously divided and the classes have a tendency to solidify, hindering the country from pursuing the economic path of sustainable development. To eliminate the dual economy and promote the common development of the entire people, it is in urgent need of resolving the issue of unequal financial rights. In this context, inclusive finance emerges as the times require