除了别有用心的人以外,可以说谁也不愿意发生火灾,大家都希望生活在一个安全祥和的社会环境中。但是希望归希望,现实生活中仍然不可避免地发生一些火灾事故,或是因为电线老化,或是用火不当,或是出于无知或疏忽等等。企业和家庭参加保险的用意,正是为了在万一遭到火灾等灾害事故时能得到经济补偿,以少量的投资获取一个可靠的经济保障。 Apart from people who have no ulterior motives, we can say that no one wants to have a fire. Everyone wants to live in a safe and peaceful social environment. However, I hope that in the real life, some fire accidents will still inevitably occur, either because of the aging of wires, improper use of fire, ignorance or neglect. The intention of enterprises and families to take part in insurance is precisely to obtain financial compensation in the event of a disaster such as a fire and obtain a reliable financial guarantee with a small amount of investment.