依法收贷是保护农村信用社债权完整的法律手段,从某县5年来的依法收贷情况看,问题十分严重。一是农村信用社诉讼费用逐年猛增。二是执行物变现实际金额逐年递减。三是起诉标的金额和处于诉讼阶段的金额逐年上升,案件积压严重。四是依法起诉已结案金额历年无重大变化,依法起诉收 Collecting and lending according to law is the legal means to protect the integrity of rural credit cooperatives. According to the situation of collecting and lending according to law in a certain county in five years, the problem is very serious. First, rural credit cooperatives litigation costs soared each year. Second, the actual amount of realizations realized decreased year by year. Third, the amount of the subject of prosecution and the amount in the litigation stage have been rising year by year, and the backlog of cases is serious. Fourth, there has been no major change in the amount of money settled in accordance with the law over the past years, and prosecutions have been received according to law