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为了控制固定资产投资规模,人民银行经国务院批准曾两次调整了固定资产贷款利率,建设银行利用存款发放的基本建设贷款(不包括国家预算内拨款改贷款)利率按贷款的期限实行统一的差别利率,利息的计收办法也作了很大调整。按照调整后的利息计收办法,建设单位(即借款单位)必须将年度计划安排的贷款按合同用款计划转入存款帐户中办理各项结算,贷款利息由银行按季从存款户中扣收。利息计收办法调整以后,改变了过去在年度贷款计划外虚记一笔利息,即在年度贷款计划外再发放一笔贷款的做法。这样,对于建设银行来
In order to control the scale of investment in fixed assets, PBC has twice adjusted the interest rate of fixed assets loans approved by the State Council. The Bank uses the interest rates of capital construction loans (excluding those allocated by the state budget) Interest rates, interest collection methods have also made a lot of adjustments. According to the adjusted interest collection method, the construction unit (that is, the borrower) must transfer the loan of the annual plan into the deposit account according to the contractual loan plan, and the interest of the loan is deducted from the depositor on a quarterly basis by the bank . After the adjustment of the interest calculation method, it changed the past practice of making an interest outside the annual loan scheme by making another loan outside the annual loan scheme. In this way, for the construction bank