论文部分内容阅读
一、保险公司集团化建设的背景当前我国保险公司集团化建设已成为一种趋势,近年来,中国人寿、中国人保、中国平安和中国太平洋保险等保险公司纷纷成立保险集团公司。许多中小保险公司(如阳光保险公司)也开始紧跟市场趋势,开始加快建设保险集团,实现保险产业链的完善。目前我国共有八家保险集团,主要存在集团(控股)公司和类集团公司两种模式。前者是在保险机构之上建立保险集团(控股)公司,形成母子公司架构,如中国人寿集团、中国平安、中国人保集团等;后者是保险公司对其他保险机构直接控股,以子公司的方式进行业务渗透和扩张,主要以泰康人寿和华泰财险为代表。目前这8家保险集团控股的公司达35家,2008年
First, the background of collectivization of insurance companies At present, the collectivization of insurance companies in China has become a trend. In recent years, insurance companies like China Life Insurance, PICC, Ping An and China Pacific Insurance have set up insurance group companies. Many small and medium-sized insurance companies (such as Sunshine Insurance Company) have also started to follow the market trend and started to speed up the construction of insurance groups to improve the insurance industry chain. At present, there are eight insurance groups in our country. There are mainly two modes of group (holding) companies and group companies. The former is to establish an insurance group (holding company) on top of an insurance company to form a parent-subsidiary company structure, such as China Life Insurance Group, Ping An, and PICC Group. The latter is a direct holding by insurance companies to other insurance companies in the form of subsidiaries Business penetration and expansion, mainly to Taikang Life and Huatai Property Insurance as the representative. At present, the eight insurance companies holding more than 35 companies in 2008