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自被称为“互联网金融元年”的2013年始,以网络支付结算、P2P网贷、众筹、供应链金融服务等多种模式的互联网金融服务风起云涌,数年来便催生出数千家以提供“互联网金融服务”为主业的服务主体。应该说,互联网金融的出现,是符合我国金融市场开放、金融服务主体多元化、推进普惠金融发展的总体方向的。但也必须看到,由于对这一新生事物的监管体系的不完善,在其发展过程中也出现了诸多
Since the beginning of 2013, known as the “Year of Internet Finance,” there have been thousands of Internet financial services in various modes, such as online payment and settlement, P2P online loans, crowdfunding and supply chain financial services. To provide “Internet financial services ” based service industry. It should be said that the emergence of Internet finance is in line with the general direction of China’s opening up of financial markets and the diversification of financial services bodies and the promotion of inclusive financial development. However, it must also be observed that due to the imperfect regulatory system for this new birth, there have also been many developments in its development