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当前造成我国基本养老保险基金缺口的原因是现行制度缺乏有效解决体制转轨中形成的养老债务的办法,以及低退休年龄、狭窄的养老保障面、高额的企业欠缴费等。要填补城镇基本养老保险基金的缺口,维护基金的收支平衡,首先要用国有资产补偿养老债务,其次逐渐提高退休年龄,扩大养老保险覆盖面,保证养老保险制度改革的成功。
The reason for the current gap in the basic pension insurance fund in our country is that the current system lacks the means to effectively solve the pension debt formed in the transition of the system as well as the low retirement age, the narrow pension security coverage and the high corporate overdue payment. To fill the gap of urban basic old-age insurance fund and maintain the balance of fund, we must first use state-owned assets to make up for the old-age debt, then gradually raise the retirement age, expand the coverage of endowment insurance, and ensure the reform of the pension insurance system.