养老保险制度的本质是利益再分配机制,它的产生与发展与社会经济发展和人文发展密切相关。现代意义的养老保险最早在德国产生,目前世界上已有170多个国家和地区建立了不同类型的养老保险制度。全世界有60多个国家已进入人口老龄化社会,人口老龄化的迅速发展,引起了各国政府的高度重视。为缓解人口老龄化带来的沉重压力,解决政府负担及老有所养的难题,世界各国纷纷采取积极有效行动,推动养老保险制度的改革和完善。 The essence of the pension insurance system is the mechanism of redistribution of benefits. Its emergence and development are closely related to the social and economic development and humanistic development. The earliest modern-day pension insurance was born in Germany. At present, more than 170 countries and regions have established different types of pension insurance systems. Over 60 countries in the world have entered the aging population. The rapid population aging has drawn great attention from all governments. In order to alleviate the heavy pressure brought by the aging population and solve the problem of government burden and old-age support, all the countries in the world have taken active and effective actions to promote the reform and improvement of the pension insurance system.