自20世纪70年代开始,苏联的经济增长事实上已经处于停滞。僵化的官僚体制、低效的国有企业、庞大的军事开支、激化的民族矛盾等诸多因素,终于导致苏联的解体。俄罗斯联邦作为苏联的主要继承者走上历史舞台,成为世界上经济转轨的最大试验场,俄罗斯保险行业也随着苏联解体迎来了新的发展时代。 Since the 1970s, the Soviet Union’s economic growth has actually been at a standstill. The rigid bureaucracy, inefficient state-owned enterprises, huge military expenditures and intensified ethnic conflicts have finally led to the disintegration of the Soviet Union. As the main successor of the Soviet Union, the Russian Federation took the stage of history and became the biggest test ground for economic transition in the world. The Russian insurance industry also ushered in a new era of development with the dissolution of the Soviet Union.