针对网贷平台现状,社会相关各方都在呼唤监管规则的出台,然而,直至现在,“只闻楼梯响,未见人下来”。与监管规则的出台尚需时日有所不同,利用信用评级为网贷平台提供“信用背书”具有操作上的便利。这主要体现在我国有着各类专业化的信用评级机构,其中许多评级机构拥有相应资质,它们积累了较为丰富的评级经验,并且经营相对规范,为网贷平台评级可谓“招之即来,来之能战”。即便将来监管规则 For the status of the network loan platform, all parties involved in society are calling for the introduction of regulatory rules, however, until now, “only smell the stairs ring, no one down ”. With the introduction of regulatory rules is still time to be different, the use of credit rating for the network credit platform to provide “credit endorsement” with operational convenience. This is mainly reflected in our country has all kinds of specialized credit rating agencies, many of which rating agencies have the appropriate qualifications, they have accumulated a wealth of rating experience, and operating relatively standardized, for the network credit platform rating can be described as Coming to war ". Even in the future regulatory rules