随着我国外贸的发展,对外贸易中的保险索赔与理赔越来越多,如何正确地理解我国《海商法》规定的代位制度的内容,将代位权在海上保险业务中进行恰当地应用,对更好地维护我们自身利益显得十分必要。一、海上货物运输保险中的代位权及其产生按照保险法规定,所谓代位权即代位求偿权 With the development of foreign trade in our country, there are more and more insurance claims and claims in foreign trade. How to correctly understand the content of the subrogation system stipulated in Maritime Law of our country, apply the subrogation properly in marine insurance business, It is necessary to safeguard our own interests better. First, the subrogation of maritime cargo insurance and its generation In accordance with the insurance law, the so-called subrogation right of subrogation