在提前消费成为一种消费时尚的现代社会,担保物权是以保证债权实现为目的、以支配和取得特定财产的交换价值为内容的定限物权。在担保物权中,抵押权以其不占有抵押物的优势被誉为“担保之王”。 Consumption in advance to become a consumer fashion in modern society, secured real right is to ensure the realization of claims for the purpose, to control and obtain the exchange value of specific properties for the content of the limited real right. In the security of property rights, the right of mortgage as its non-possession of the collateral is known as the “king of security.”