小微企业融资难的问题由来已久,有关问题的形成原因,解决办法也是众说纷纭,但是小微企业融资难的局面一直未得到实质性的改观。那么小微企业融资难问题解决的突破口在哪里,对此对外经济贸易大学金融系教授吴青认为最好的办法莫过于发展小型融资机构。小微企业未来的发展仍将依赖于贷款吴教授首先提醒我们不要误认为小微企业融资难问题是小微企业单方面的问题,其实它是由社会环境、金融机构、小微企业三方面原因共同 The problem of small and micro enterprise financing difficulties has a long history. The causes and solutions to the problems are also widely divergent. However, the financing difficulties of small and micro enterprises have not been substantially changed. So what is the breakthrough point for the solution of financing problems for small and micro enterprises? In this regard, Wu Qing, a professor of finance at the University of International Business and Economics, believes that the best way to solve this problem is to develop small-scale financing institutions. The future development of small and micro enterprises will still depend on loans Professor Wu first reminds us not to mistakenly believe that the financing problems of small and micro enterprises are unilateral problems of small and micro enterprises. In fact, it is caused by the social environment, financial institutions and small and micro enterprises common