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从借款者还款方式、提前还款决策,以及还款额和心理压力几个方面的变化进行讨论,以加深我们对固定利率住房抵押贷款的认识。
Discuss changes in borrowers’ ways of repayment, prepayment decisions, changes in repayment amount and psychological pressure to deepen our understanding of fixed-rate home mortgage loans.